Insights & Resources

Straightforward guides on tax, insurance & retirement planning

Practical, Alberta-focused writing on the strategies I use with clients every day — TFSAs, corporate insurance, estate planning, and building better financial habits. No jargon, no sales pitch.

Financial Planning

Is a Financial Advisor Worth the Money?

You can paint your own house. You can also manage your own money. Both are genuinely possible — the question is whether you have the time, discipline, and research habit that doing it properly actually takes.

August 14, 2026 · 6 min read Read article →
Insurance Planning

Life Insurance Isn't Just a Payout — It's Also an Option You're Buying

Most people compare life insurance quotes on one number: the premium for a given death benefit. That's only one of three things a good policy is actually giving you.

August 14, 2026 · 6 min read Read article →
Tax Planning

CRA Tax Instalments: What You Owe at 7%, and What They Actually Pay You

CRA charges 7% interest on a late or underpaid tax instalment in 2026. A lot of people assume overpaying pays that same 7% back to them. It doesn't work that way — here's what actually happens.

August 14, 2026 · 7 min read Read article →
Retirement Planning

The TFSA Is Canada's Most Underused Retirement Account

The Tax-Free Savings Account has quietly become one of the most powerful retirement tools available to Canadians — and one of the most misunderstood. Here's how to actually use it like one.

August 13, 2026 · 7 min read Read article →
Corporate Strategy

Why Every Business Owner Should Own Their Life Insurance Through Their Corporation

If you're incorporated and your life insurance is owned personally, you're probably paying for it with the wrong dollars — and missing one of the few genuinely tax-free tools left in the Income Tax Act.

August 13, 2026 · 8 min read Read article →
Financial Habits

Pay Yourself First: The Simple Habit That Builds Real Wealth

Most people save whatever's left after spending — which is usually nothing. Paying yourself first flips the order, and it's the single habit I see separate people who build wealth from people who just earn a good income.

August 13, 2026 · 6 min read Read article →

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